We all know that in order to make a UPI payment, you must have access to the internet, but the Reserve Bank of India has now introduced a new method of payment for Indian citizens. For your information, this new method of payment will not necessitate the use of the internet. This new digital payment system from the Reserve Bank of India was designed with the 400 million feature phone users in mind.
This new payment system is known as RBI UPI 123Pay, and since its launch, users with feature phones will be able to make UPI payments even if they do not have access to a smartphone.
UPI Payments without Internet: Create an account and use it in the same way.
Users must first link their debit card linked to their bank account to their feature phone in order to use RBI UPI Payment in feature phones such as smartphones. Users will also be required to set the UPI PIN code.
For feature phones, the RBI UPI save is a three-step process: call, pick up, and pay. To make UPI payments, feature phone users must first generate a debit card and PIN, then dial the IVR number and select from a variety of services such as money transfer, FasTag recharge, mobile recharge, and so on.
If you want to send money to someone, for example, you must first enter the phone number of the person to whom you want to send money, and then enter your UPI PIN followed by the amount, i.e. the amount of money you want to send.
If you want to pay a merchant, you’ll have to use the app-based payment method or the missed call payment method. Not only that, but users can also opt for a voice-based digital payment method.